Good oral health is important not only for your teeth and gums, but your overall health as well. That’s why it’s important to get regular preventive dental care. With a UnitedHealthcare dental plan, you have easy access to the care you need. With the Gateway PPO plan, you can see any dentist you choose, and enjoy extra savings when you see a network provider. You’ll also enjoy extensive coverage for preventive care and many other treatments. These advantages make the Gateway PPO plan a smart option for people who value choice, savings and broad coverage. Choose any dentist. Save when you stay in-network. With the Gateway PPO plan, you have the freedom to see any dentist or specialist in or outside our extensive national network, which features more than 165,000 locations. When you stay in-network, you’ll enjoy the significantly lower rates we’ve been able to negotiate with our providers. In addition, you never have to submit a claim form for in-network providers. To locate in-network providers, visit myuhcdental.com and select “Locate Dentist.” Preventive care coverage and much more. With the Gateway PPO plan, preventive care is covered at little or no cost to you. A broad range of additional services is also covered; specific coverage levels vary based on your employer’s plan. The plan also provides two extra benefits at no cost when you see a network provider: • Enhanced coverage for pregnant women in their second or third trimester • Annual oral cancer screenings for all adult patients In brief: • You can see dentists in or outside our extensive network • Preventive services are provided at little or no cost to you • By seeing an in-network provider, you’ll save money and won’t have to submit claim forms • Members can see specific details about plan coverage at myuhcdental.com How are my visits paid for? When you see an in-network provider, you don’t need to worry about claim forms. Your provider will bill UnitedHealthcare, and we will pay them directly. If you see a provider who is not part of our network, the provider may bill you, and you can then submit the claim to UnitedHealthcare. If you choose to see an out-of-network provider, you may want to ask about their payment process ahead of time so you can know what to expect. What charges am I responsible for? You are responsible for your annual deductible, which is the dollar amount you must pay each year before your plan starts paying for your benefits.1 After you pay your deductible, your plan will pay a percentage of any eligible expenses, and you will pay the rest. The portion you pay is called coinsurance. You’re also responsible for any charges incurred for services not covered by your plan. When you become a member, be sure to review your benefit plan documents on myuhcdental.com so you know what your specific plan covers. Be aware that the plan has an annual maximum, which is the maximum dollar amount the plan will cover in a given year. Once you exceed this amount, you are responsible for all charges. We look forward to serving you. Whatever your dental needs, you can always count on the support and experience of UnitedHealthcare. As a premier provider of health care benefits, including dental insurance, we take a comprehensive approach to health and wellness. We know that oral health is about more than having a great smile — it’s about enjoying better health overall. Enroll today. Start receiving the care you need to enjoy excellent oral health. It’s all yours with the Gateway PPO plan from UnitedHealthcare.
Published by United Healthcare / Open Enrollment . View All Articles.