Financial Protection Life insurance Basic life insurance with supplemental coverage One of the most important things about life insurance is the financial peace of mind it gives you and your loved ones. UnitedHealthcare offers basic life insurance that allows you to provide for others if you pass away. If you wish, you can increase your coverage by purchasing supplemental life insurance. Please refer to your official benefit information for specific coverage amounts and terms. Features: • Basic life insurance • Optional supplemental insurance • Accidental death and dismemberment insurance • Beneficiary services Basic life insurance. With this policy, we make a payment to your beneficiaries if you die. Your employer decides the amount of coverage your policy will have. Optional supplemental life insurance. You have the option to purchase supplemental life insurance if you want to increase your life insurance coverage. Supplementing your basic life insurance policy may help you better meet your personal needs.