Financial Protection UnitedHealthcare disability insurance plans provide protection you can count on. • Enjoy peace of mind knowing that group disability insurance will provide you with guaranteed income in the event of total disability 3 • It’s easy to sign up. Your employer did the heavy lifting to make this plan available to you — including researching and selecting the plan and setting up convenient automatic payroll deductions • It’s a cost-effective way to protect yourself financially • No medical exam is required. But please remember that this benefit is available only during open enrollment 4 Think you can get a better deal by purchasing disability insurance on your own? If you purchase individual disability insurance, expect to pay between 1% and 3% of your annual salary for an individual plan. That works out to $600 to $1,800 for someone earning $60,000 a year. 5 Enroll today. Start receiving financial peace of mind with a disability plan from UnitedHealthcare. 1 2 Social Security Manual, 2008. “ What Americans lost in the recession,” CNN Money, December 14, 2010, http://money.cnn.com/2010/12/14/news/economy/American_economic_instability_study/index.htm. See your benefit summary for limitations. Minimum participation requirements may apply. Disabilityquotes.com. 3 4 5 UnitedHealthcare Disability products are provided by UnitedHealthcare Insurance Company; and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company is located in Milwaukee, WI; and Unimerica Life Insurance Company of New York is located in New York, NY. Specialty benefits and programs may not be available in all states or for all group sizes. Components are subject to change. 160-0060 01/12 ©2012 United HealthCare Services, Inc.