Financial Protection • Relief from paying LTD premiums while you’re receiving benefits • Help in filing for Social Security disability benefits • A team that listens to your needs and responds in a caring manner What is your risk for disability? Roughly three in 10 people will experience a disability lasting three months or longer during their working careers. Find out your chances of becoming disabled. 1 Take the quiz at disabilitycanhappen.org/ chances_disability/pdq.asp. We care about your care. Disability specialists are different from your doctor or other medical care providers. They are trained to help you get back to work as soon as you’re ready, so you can start earning a paycheck. They’ll work with you and your employer to help you make a successful return to the workplace. On average, our disability specialists have more than 15 years of experience helping people manage their disabilities. Don’t let the unexpected set you back. Many disabilities are the result of chronic medical conditions, yet even people who know they’re ill rarely expect to miss work for an extended period. UnitedHealthcare disability helps protect your finances in the case of a debilitating illness or injury and provides you with the emotional support and resources you need to recover as quickly as possible. Don’t get caught unprepared. Disability benefits keep you moving forward, even when you’re down. Enroll today. Start receiving financial peace of mind with a disability plan from UnitedHealthcare. 1 http://lifehappens.org/disability-insurance/who-needs-it and corroborated by http://www.disabilitycanhappen.org/chances_disability/disability_stats.asp. UnitedHealthcare Disability products are provided by UnitedHealthcare Insurance Company; and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company is located in Milwaukee, WI; and Unimerica Life Insurance Company of New York is located in New York, NY. Specialty benefits and programs may not be available in all states or for all group sizes. Components are subject to change. 160-0232 01/12 ©2012 United HealthCare Services, Inc.