Experiencing a critical illness can be devastating to you, your family and your finances. That’s why you should consider critical illness insurance. Critical illness insurance is designed to ensure that, should you be diagnosed with a critical illness, you’ll have the financial resources needed to continue to pay your rent or mortgage and other daily living expenses, such as child care and groceries. Critical illness insurance will give you peace of mind in knowing that if the unexpected should happen, you will be prepared. Here’s how it works. If you are diagnosed with one of the critical illnesses listed, you will receive a lump-sum benefit payment. Our Critical Illness Protection Plan covers you across three benefit categories, which means benefit payments could be paid in each category.1 The same coverage is available for employees, spouses and children,2 and provides financial protection options for everyone. Unlike some other plans, you will receive this payment soon after your diagnosis so you can stay on top of your bills. Coverage for 13 critical illnesses Cancer • Cancer • Carcinoma in situ (25%) Cardiovascular • Heart attack • Heart failure • Ruptured aneurysm • Stroke • Coronary artery bypass (25%) Critical illness (all other) • Coma • Chronic renal failure • Paralysis • Major organ failure • Severe burns • Severe brain damage Not just a payment, but support, too. There’s nothing easy about dealing with a critical illness. But UnitedHealthcare can help provide the support you need. We provide easy toll-free access to our experienced Customer Service representatives, who can address questions about benefits whenever they arise. Do you have both a UnitedHealthcare medical and a critical illness plan? If you do, you benefit from a program called Integrated Medical and Critical Illness Management. Simply put, a nurse will contact you to help: • Answer any questions you may have about your condition • Help you access the care you need • Locate resources in your community that can help during your illness • Connect you with helpful programs and services that are part of your medical plan • Provide you with support With coordinated care provided by the Integrated Medical and Critical Illness Management program, you’ll receive the information and support you need to better manage a critical illness. The Critical Illness Protection Plan from UnitedHealthcare gives you: • Immediate coverage for 13 common illnesses, including heart attack, stroke and cancer • Peace of mind in knowing you’ll be better protected financially during a time when you may not be able to work • Caring and knowledgeable support for those who have both medical and critical illness plans from UnitedHealthcare Enroll today. Start receiving financial peace of mind with a Critical Illness Protection Plan from UnitedHealthcare.
Published by United Healthcare / Open Enrollment . View All Articles.
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