Financial Protection UnitedHealthcare Critical Illness Protection Plan Experiencing a critical illness can be devastating to you, your family and your finances. That’s why you should consider critical illness insurance. Critical illness insurance is designed to ensure that, should you be diagnosed with a critical illness, you’ll have the financial resources needed to continue to pay your rent or mortgage and other daily living expenses, such as child care and groceries. Critical illness insurance will give you peace of mind in knowing that if the unexpected should happen, you will be prepared. Coverage for 13 critical illnesses Cancer • Cancer • Carcinoma in situ (25%) Cardiovascular • Heart attack • Heart failure • Ruptured aneurysm • Stroke • Coronary artery bypass (25%) Critical illness (all other) • Coma • Chronic renal failure • Paralysis • Major organ failure • Severe burns • Severe brain damage Here’s how it works. If you are diagnosed with one of the critical illnesses listed, you will receive a lump-sum benefit payment. Our Critical Illness Protection Plan covers you across three benefit categories, which means benefit payments could be paid in each category. 1 The same coverage is available for employees, spouses and children, 2 and provides financial protection options for everyone. Unlike some other plans, you will receive this payment soon after your diagnosis so you can stay on top of your bills.