Financial Protection Many will use savings and retirement funds to make it through a time of disability. Government programs can also help, but Social Security and workers’ compensation may not be enough. • The average monthly Social Security Disability Insurance (SSDI) benefit is only $1,004 5 • Workers’ compensation may not fill the gap, as 95% of reported disabilities are estimated to be non-work related 3 Any single source of income may not be enough to meet your needs when you’re not working. Disability insurance is a key step in helping you to be financially prepared. Being disabled is a very real risk, and in your lifetime it could affect you or someone you care about. The biggest risk may be in not planning for the possibility of a disability. With disability insurance, you can be confident that you’ll be financially prepared if disability happens. What is your risk for disability? Roughly three in 10 people will experience a disability lasting three months or longer during their working careers. Find out your chances of becoming disabled. Take the quiz at disabilitycanhappen.org/ chances_disability/pdq.asp. Enroll today. Start receiving financial peace of mind with a disability plan from UnitedHealthcare. 1 2 3 4 5 disabilitycanhappen.org/chances_disability/disability_stats.asp. Ibid. http://www.disabilitycanhappen.org/news/CDA_LTD_Claims_Survey_2007.asp. http://www.disabilitycanhappen.org/news/CDA_LTD_Claims_Survey_2005.asp. http://www.disabilitycanhappen.org/chances_disability/disability_stats.asp. UnitedHealthcare Disability products are provided by UnitedHealthcare Insurance Company; and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company is located in Milwaukee, WI; and Unimerica Life Insurance Company of New York is located in New York, NY. Specialty benefits and programs may not be available in all states or for all group sizes. Components are subject to change. 100-10491 01/12 ©2012 United HealthCare Services, Inc.