Aon Hewitt Navigator Medicare Guide - August 2011 : Cover2
Help You Can Count On. For many people, Medicare alone does not provide a comprehensive safety net for health care expenses. While Medicare Parts A and B help to provide coverage for some hospital and medical costs, the fact remains: for many people, it’s often not enough. The reality is that Medicare Parts A and B place no limit on the amount of money you could be responsible to pay annually, including: t No limit on expenses for medical services t No coverage for the mounting costs of prescription drugs (with a few exceptions) Because of these significant gaps in coverage, most people purchase Medicare insurance to help build complete coverage and provide a more comprehensive safety net. With so many insurance options … how do you find the plan that is right for you? Aon Hewitt Navigators Insurance Services Inc. offers help you can count on. A certified and licensed benefit advisor will provide free, impartial guidance and will help you navigate your available options, find an insurance plan that fits your needs and budget, and build the comprehensive financial protection you deserve. Building complete coverage Medicare Insurance (2 options) Medicare Parts A and B Medigap & Medicare Part D Prescription Drug OR Complete coverage and financial protection Medicare Advantage IN THIS GUIDE Medicare Parts A and B ................................................................. 2 Medicare Insurance ........................................................................ 5 Medigap and Medicare Part D ..................................................... 6 Medicare Advantage .................................................................. 12 Making the Right Choice: Medigap or Medicare Advantage? .... 15 Ongoing, Free Help You Can Count On ....................................... 16
Help You Can Count On.
For many people, Medicare alone does not provide a comprehensive safety net for health care expenses. While Medicare Parts A and B help to provide coverage for some hospital and medical costs, the fact remains: for many people, it’s often not enough. The reality is that Medicare Parts A and B place no limit on the amount of money you could be responsible to pay annually, including:<br /> - No limit on expenses for medical services<br /> - No coverage for the mounting costs of prescription drugs (with a few exceptions)<br /> Because of these significant gaps in coverage, most people purchase Medicare insurance to help build complete coverage and provide a more comprehensive safety net.<br /> <br /> With so many insurance options … how do you find the plan that<br /> is right for you?<br /> <br /> Aon Hewitt Navigators Insurance Services Inc. offers help you can count on. A certified and licensed benefit advisor will provide free, impartial guidance and will help you navigate your available options, find an insurance plan that fits your needs and budget, and build the comprehensive financial<br /> protection you deserve.<br /> <br /> Building<br /> complete coverage<br /> <br /> ---------------------------------------------------<br /> <br /> Aon Hewitt Navigators has more than 70 years’ experience helping millions of people with their insurance and benefits needs.<br /> <br /> Here’s what you can expect from us:<br /> - Knowledgeable guidance and impartial recommendations<br /> - Simple explanations of your Medicare insurance options<br /> - One-on-one assistance as you enroll in the insurance plan of your choice<br /> - 100% free service; you pay only for the insurance coverage in which you enroll<br /> <br /> Contact us today<br /> <br /> Whether you learned about us through an employer, were referred to us by a friend, or found us on your own, we’re happy to hear from you!<br /> <br /> Contact us today and take the first step toward finding the coverage, financial protection, and peace of mind you deserve.
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